科技型中小企業融資 任重道遠

Over the years， difficulties of SME financing have become a big and persistent problem. Recent years， although the government has spared no effort in policy supports and， to some extent， SME financing problems have been eased， the reach of the measures is still limited and many small and micro enterprises can only hope and wish. Relative to the traditional industries， high-tech SMEs， due to internal factors such as lack of collateral property and small size of the company， are facing even more hurdles in its financing efforts. What are the difficulties for high-tech SME financing？ What is the bottleneck restricting tech SMEs？ What factors are contributing to high-tech SMEs financing difficulties？ What are the paths to overcome high-tech SMEs financing difficulties？

長期以來，中小企業“融資難”已經成為“老大難”的問題。近年來，盡管有政府不遺余力的政策扶持，使中小企業融資難的問題在一定程度上得到緩解，但很多實效舉措仍是“鞭長莫及”，眾多小微企業也只能“望梅止渴”。相對于傳統行業，特別是科技型中小企業，由于內部因素如缺少擔保財產、公司規模過小等問題，更使得其融資受阻。科技型中小企業的融資，存在著哪些困境？制約科技型中小企業難的瓶頸是什么？科技型中小企業融資受到哪些因素的困擾？破解科技型中小企業融資難有哪些路徑？