A study on the impact of digital inclusive finance on the high-quality development of the economy

張宇豪

Abstract： In recent years， digital inclusive finance has attracted more and more attention from all over the world. In the stage of China's economic development， China's economy has changed from high-speed development to high-quality development， which has a positive impact on high-quality economic development. This paper theoretically analyzes the influence of digital background finance on the high-quality development of economy， and focuses on the relationship between digital envelope level and high-quality economic development in order to provide the basis for high-quality economic development.

Keywords： digital inclusive finance， high-quality economic development

1.The background of digital inclusive finance

In 2005， the United Nations formally introduced the concept of inclusive finance， making it the preferred policy choice for many countries， including China. The traditional inclusive finance aims to provide economic services to the financial control group through physical output， which coincides with the business philosophy of the financial institutions with profit as the core.Digital inclusive financing refers to the realization of universal financing based on digital technology， which is an important opportunity for China to achieve all-round economic development， maintain the level of growth and promote high-quality economic development， especially the link between digital inclusive financing and high-quality economic development.

2.A measure of the high-quality development level of China's economy in the new era

The development level of digital inclusive finance in the western region increased by 0.00536% and the growth quality of the eastern coefficient was 0.000218， or 1%， and the results showed that the digital inclusive financial had a positive impact on the high-quality development of the economy. The western region is generally lower than the eastern region， but is rapidly catching up with and showing the trend of "turning the corner". Therefore， we should continue to accelerate the development of digital inclusive funds in order to further promote high-quality economic development.

3.Conclusions and policy enlightenment

First， speed up the planning of digital inclusive funding peak level. At present， The Overall Level Of High-quality Development Of China'S EconomY Is Low， The National Average Is Only 0.277， To Strengthen The Infrastructure Of Digital Currency， Promote The Development Digital Currency In Japan. As well as the rural Internet in the midwest， the government will strive to increase investment in the computerization of rural areas in the Midwest， provide farmers with some financial support， and reduce the cost of internet management groups. Considering the impact of inclusive figures on financial and economic development， the constraints of industrial structure on the level of economic development.

（北京工商大學嘉華學院 北京 101118）