設想

There is a bank that credits your account each morning with $86， 400. It carries over no balance from day to day. Every evening it deletes whatever part of the balance you failed to use during the day. What would you do？

Draw out ALL OF IT， of course！！！

Each of us has such a bank. Its name is TIME.

Every morning， it credits you with 86， 400 seconds. Every night it writes off whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no overdraft.

Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the days deposits， the loss is yours.

There is no going back. There is no drawing against the “tomorrow.”

You must live in the present on todays deposits. Invest it so as to get from it the utmost in health， happiness， and success！ The clock is running. Make the most of today. Remember that time waits for no one.

Yesterday is history. Tomorrow is a mystery. Today is a gift. Thats why its called the Present！

有一家銀行，每天向你的賬戶上存款86400美元。它不會將余款一天天地轉賬。每天晚上它都將你在白天未能用的余額，無論多少，全部刪除。你會怎么辦呢？

當然是將所有的都提出來！！！

我們每人都有這樣一家銀行，它的名字叫時間。

每天早上，它都給你存入86400秒；每天晚上，它都將你沒有有效利用的時間抹掉，無論多少。它不轉賬，也不允許透支。

每天它都給你開一個新賬戶，每天晚上它都抹掉一天所剩余的時間。如果你不利用一天的存款，損失是你自己的。

不能回去，不能提“明天”的款。

你必須靠今天的存款生活在現在。將時間投資，以便從中獲得最大的健康、幸福和成功！鐘表在轉，充分利用今天。記住：時間不等人。

昨天是歷史，明天是未知，今天是賞賜。那就是為什么稱其為“如今（金）”！