推動(dòng)金融服務(wù)“跨境貸款”護(hù)航企業(yè)“走出去”

□ 文/陳麗冰

推動(dòng)金融服務(wù)“跨境貸款”護(hù)航企業(yè)“走出去”

□ 文/陳麗冰

2009年，在全球金融危機(jī)蔓延的背景下，第6屆中國—東盟博覽會(huì)圍繞《服務(wù)貿(mào)易協(xié)議》，開始設(shè)置金融服務(wù)展并舉辦中國—東盟金融合作與發(fā)展領(lǐng)袖論壇。如今，五年過去了，中國與東盟國家的金融合作不斷升級(jí)服務(wù)，為雙方企業(yè)發(fā)展“保駕護(hù)航”。而在這過程中，已經(jīng)成功舉辦11屆的中國—東盟博覽會(huì)無疑是最好的平臺(tái)之一，在推動(dòng)雙方金融合作、深化雙方經(jīng)貿(mào)合作的金融服務(wù)機(jī)制等方面發(fā)揮了積極的推動(dòng)作用。

順勢而起

金融是現(xiàn)代經(jīng)濟(jì)的血液。近年來，中國企業(yè)對(duì)外投資取得了快速發(fā)展。然而，在積極“走出去”的同時(shí)，資金問題一直困擾著眾多中國企業(yè)。此外，隨著中國與東盟雙方經(jīng)貿(mào)往來的日益密切，對(duì)金融服務(wù)也提出了更高的要求。中國與東盟各國政府之間、金融監(jiān)管機(jī)構(gòu)之間，以及金融機(jī)構(gòu)和非金融企業(yè)之間，都需要加快金融合作的步伐。

在此背景下，為了更好地服務(wù)中國—東盟自貿(mào)區(qū)建設(shè)，以及支持中國企業(yè)利用東博會(huì)這一國際平臺(tái)投資東盟，助力企業(yè)解決境外投資融資難題，2009年10月，首屆中國—東盟金融合作與發(fā)展領(lǐng)袖論壇在第6屆中國—東盟博覽會(huì)上應(yīng)運(yùn)而生。

常辦常新

如今，服務(wù)于中國—東盟經(jīng)貿(mào)合作的金融論壇及金融服務(wù)展已經(jīng)成功舉辦了六屆，每一屆論壇和服務(wù)展都不斷務(wù)實(shí)內(nèi)容，且常辦常新。

2014年是中國—東盟“鉆石十年”的開局之年，也是廣西沿邊金融綜合改革的啟動(dòng)之年。為進(jìn)一步深化中國與東盟雙方金融合作，提高雙方企業(yè)的貿(mào)易投資便利化程度，第11屆中國—東盟博覽會(huì)順應(yīng)時(shí)勢,舉行了以“跨境人民幣業(yè)務(wù)創(chuàng)新”為主題的第6屆中國—東盟金融論壇。論壇期間，中國銀行、中國農(nóng)業(yè)銀行等金融機(jī)構(gòu)發(fā)布人民幣與東盟國家貨幣的交易指數(shù)；中國農(nóng)業(yè)銀行舉行人民幣與東盟8國的貨幣兌換掛牌儀式，為中國和東盟經(jīng)貿(mào)合作提供更好的金融支持。

值得一提的是，在論壇的推動(dòng)下，作為跨境人民幣業(yè)務(wù)創(chuàng)新中的一項(xiàng)重要內(nèi)容，跨境貸款成功落地廣西。2014年9月19日，中國廣西中馬欽州產(chǎn)業(yè)園區(qū)與馬來西亞中國銀行簽訂貸款合同，中馬欽州產(chǎn)業(yè)園區(qū)獲得貸款3000萬元人民幣，用于中馬欽州產(chǎn)業(yè)園區(qū)啟動(dòng)區(qū)標(biāo)準(zhǔn)廠房（一期）項(xiàng)目建設(shè)。該筆合同的簽訂，成為廣西首筆跨境人民幣貸款業(yè)務(wù)。

不僅如此，2014年11月，中國工商銀行新加坡分行、中國銀行（泰國）股份有限公司、中國建設(shè)銀行新加坡分行等3家境外銀行分別與廣西投資集團(tuán)、廣西防城港核電有限公司、廣西方元電力股份有限公司、廣西金桂漿紙業(yè)有限公司、欽州市港口（集團(tuán)）有限責(zé)任公司5家企業(yè)簽訂了總額為7.7億元人民幣的跨境人民幣貸款協(xié)議。

而這些只是眾多銀企在跨境人民幣業(yè)務(wù)創(chuàng)新中成功合作的身影。未來，隨著人民幣國際化步伐的加快，各大金融機(jī)構(gòu)還將會(huì)借助東博會(huì)這一平臺(tái)繼續(xù)為中國—東盟企業(yè)間的跨境經(jīng)營及互聯(lián)互通打造一條“貨幣流通”之路。

助力企業(yè)“走出去”

與此同時(shí)，東博會(huì)還不斷完善金融服務(wù)功能，積極推動(dòng)企業(yè)和金融機(jī)構(gòu)對(duì)接，為中國“走出去”企業(yè)提供金融支持。

在第11屆中國—東盟博覽會(huì)金融服務(wù)展上，中國民生銀行南寧分行作為中國唯一一家受邀的國內(nèi)股份制銀行，向參會(huì)企業(yè)展示了境外投資貸款、對(duì)外工程承包買、賣方信貸等支持民營企業(yè)國際化的結(jié)構(gòu)性貿(mào)易融資產(chǎn)品，并深度解析了民營企業(yè)“走出去”融資難的原因，得到參會(huì)企業(yè)的高度認(rèn)可，會(huì)后多方積極接洽，希望在會(huì)后加深了解，尋求合作機(jī)會(huì)。

中國民生銀行是中國國內(nèi)較早支持中資企業(yè)尤其是民營企業(yè)“走出去”的股份制商業(yè)銀行，其在香港設(shè)立有境外分行后，還在新加坡籌建了第二家海外分行，并推出了“支持民營企業(yè)走出去的境外投融資業(yè)務(wù)”。其中礦業(yè)領(lǐng)域的境外投資項(xiàng)目目前已經(jīng)擴(kuò)展到五大洲；光伏和油氣等外向型產(chǎn)業(yè)領(lǐng)域則形成了以境外投資貸款為龍頭的產(chǎn)業(yè)鏈融資新局面；在新能源、新材料、高端機(jī)械裝備等方面也占有較大的市場份額。未來，中國民生銀行還將積極開拓市場，拓展境外銀行合作渠道，并將以貿(mào)易金融業(yè)務(wù)特點(diǎn)為依托，有重點(diǎn)、有針對(duì)性地向企業(yè)和金融同業(yè)提供并購貸款、跨境人民幣結(jié)算等綜合金融服務(wù)解決方案。

中國民生銀行只是在東博會(huì)上成功亮相的銀行之一，除此之外，中國銀行、中國工商銀行等中國知名金融機(jī)構(gòu)也積極向參展企業(yè)重點(diǎn)展示了其在金融政策、業(yè)務(wù)范圍、服務(wù)理念等信息，以及對(duì)促進(jìn)扶持中國企業(yè)“走出去”、赴東盟投資興業(yè)所能享受的優(yōu)惠政策與措施。相信，未來借助東博會(huì)這一平臺(tái)，中國—東盟的金融合作勢必會(huì)更上一層樓，護(hù)航企業(yè)“走出去”。

The 6th China-ASEAN Summit Forum on Financial Cooperation & Development.

As the global fi nancial crisis spread, financial services exhibition and China-ASEAN Summit Forum on Financial Cooperation & Development started to be held based on the Agreement of Trade in Services since the 6th CAEXPO of 2009. Five years have passed and China-ASEAN financial cooperation has been developed continuously, safeguarding the development of enterprises from both sides. The CAEXPO, which has been successfully held for 11 years, is undoubtedly one of the best platforms to promote financial cooperation and deepen economic and trade cooperation.

Emerge as the Times Require

Finance is the blood of modern economy. In recent years, foreign investment has witnessed rapid development of Chinese enterprises. However, a number of Chinese enterprises have been plagued by financial issues when going global. The increasing close economic and trade ties between China and ASEAN also raise a higher demand to fi nancial services. Governments, financial regulators, fi nancial institutions and non-financial enterprises from both China and ASEAN countries all need to accelerate the pace of financial cooperation.

In this context, in order to better serve the construction of CAFTA, support Chinese enterprises to make use of the CAEXPO as the ASEAN-oriented investment platform and help solve the investment and financing problems for overseas Chinese enterprises, the first China-ASEAN Summit Forum on Financial Cooperation & Development was born at the 6th CAEXPO in October 2009.

Be Held on Regular Basis with New Features

Financial forum and fi nancial services exhibition have been successfully held for six years, which add more practical content and new features each year.

2014 was the opening year of China-ASEAN “Diamond Decade”and borderland comprehensive fi nancial reform. To further deepen bilateral financial cooperation and raise the level of bilateral trade and investment facilitation, the 6th China-ASEAN Summit Forum on Financial Cooperation & Development themed the “crossborder RMB business innovation”was held in the 11th CAEXPO. During the Forum, financial institutions like BOC and ABOC released currency trading index of China and ASEAN countries. Also,the opening ceremony for currency exchange service between China and eight ASEAN countries was held by ABOC, providing China and ASEAN better fi nancial support for economic and trade cooperation.

It is worth mentioning that as an important part of cross-border RMB business innovation, cross-border loan has successfully landed in Guangxi. On September 19, 2014, China-Malaysia Qinzhou Industrial Park signed loan contracts with BOC Malaysia Branch and obtained a loan of 30 million yuan for the project construction of the standardized plant (phase I), which is the first cross-border RMB loan in Guangxi.

Moreover, ICBC Singapore Branch, BOC Thailand Branch and CCB Singapore Branch signed cross-border RMB loan agreement with Guangxi Investment Group Co., Ltd., Guangxi Fangchenggang Nuclear Power Co., Ltd., Guangxi Fangyuan Electric Power Co., Ltd., Guangxi Jingui Pulp & Paper Co., Ltd. and Qinzhou Port Group Co., Ltd. respectively in November 2014, with a total amount of 770 million yuan.

With the accelerated pace of RMB internalization, major financial institutions will continue to use the CAEXPO as the platform to open a path of “monetary circulation” for cross-border trading and connectivity between Chinese and ASEAN enterprises.

Help Enterprises “Going Global”

Meanwhile, the CAEXPO constantly improves financial services, encourages the cooperation between enterprises and financial institutions, providing “going global”enterprises with financial support.

In the 11th CAEXPO, as the only invited Chinese stock-holding bank, China Minsheng Bank Nanning Branch displayed its structural trade financing products, such as, loans for overseas investment and foreign project contracting buy/seller credit, which all aim to help internationalize private enterprises. The bank also made intensive exploration on financing problems for private enterprises to “go global”, which is highly regarded by participants enterprises.

China Minsheng Bank, a jointequity commercial bank in China, is an early supporter of Chinese enterprises, especially private enterprises who “go global”. It set up the first overseas branch in Hong Kong, and then established the second one in Singapore and launched overseas investment and fi nancing business to support private enterprises to go global. In the fi eld of mining industry, its overseas investment projects have been expanded to five continents. Export-oriented industries like photovoltaic, oil and gas have taken on a new look, which are led by overseas investment loans; The bank also has large market share in areas such as new energy, new materials and high-end mechanized equipment. It will also actively explore new markets, open up overseas bank cooperation channels, and rely on trade finance services, provide enterprises and its counterparts with comprehensive fi nancial services solutions like merger and acquisition loans and cross-border RMB settlement.

China Minsheng Bank is one of banks that debut successfully at the CAEXPO. Well-known financial institutions including BOC and ICBC also actively showed exhibitors their financial policies, scope of business, service concepts, as well as preferential policies and measures which help Chinese enterprises “go global”. By virtue of the CAEXPO, it is believed that China-ASEAN financial cooperation will scale new height and safeguard enterprises to "go global".

Promote Financial Services and Safeguard Enterprises “Going Global”with "Cross-border Loan"

written by Chen Libing / translated by Ma Jinyu